As family dynamics change, so do the financial challenges households face, leading them to seek suitable financing options. But when it comes to putting together a credit application, cohabiting couples and blended families are faced with some complex issues. Indeed, as it is legally not recognised as a conjugal bond, cohabitating can sometimes pose problems […]
Are you hesitating between contacting your bank or using the services of a broker to find the best consumer credit offers in Switzerland? To help you decide, Crédits Conseils gives you an insight into the advantages of using a broker and tells you which banks grant private loans in Switzerland. 1.Which banks in Switzerland […]
Have you had any debt proceedings in the past? You have paid them but you discover that they are still registered with the debt proceedings office and that they are blocking the completion of certain projects? Find out how to write them off and if any costs can be claimed.
It is common for family members, friends or spouses to lend each other money. But how can you protect yourself effectively in the event of repayment problems or other disputes? This article will tell you how to write an acknowledgement of debt in accordance with the law. You will have access to free templates.
Are you looking to submit a loan application when you have already asked for a loan in the past and/or you regularly use one or more credit cards?
You probably have one or several codes registered at the ZEK that will have a positive or negative impact on your application.
Are you in a relationship, either as a married couple or as live-in partners and looking to submit a loan application? Will your partner’s situation be taken into account? Will he/she be informed of your actions?
When you take out a loan, you are not protected against health or professional issues that may prevent you from making your monthly repayments. These payments can be mandatory or optional: what services are included in each of the latter and under what conditions are they implemented?
You would like to apply for a loan, you have an idea on how much you need, but you are hesitating: could you ask for more or is it too much with regard to your situation? How do you know what the limit is?
What are the credit conditions for cohabiting couples and blended families?
As family dynamics change, so do the financial challenges households face, leading them to seek suitable financing options. But when it comes to putting together a credit application, cohabiting couples and blended families are faced with some complex issues. Indeed, as it is legally not recognised as a conjugal bond, cohabitating can sometimes pose problems […]