The points that require particular attention when dealing with a broker are the copy of the agreement, administration fees, cancellation right, prepayment conditions, interest rate and repayment period, mandatory and optional insurance, and checking whether the broker is approved.
You have several outstanding loans such as credit cards, store cards, leases and personal loans? Discover the advantages of grouping together your different debts and the most frequently asked questions on this subject.
You have taken out a loan or lease and you can no longer pay your monthly repayments on time? What are the different levels of severity of these late payments? What should you expect in terms of penalties? Can you ask to defer your monthly repayments without consequences? At what point can your bank terminate the contract?
Discover the full list of the main financial institutions that grant consumer credit in Switzerland and how they differ with regard to interest rates, amounts loaned, repayment periods and death, accident, sickness and unemployment insurance.
Do you have to finance home improvements using a mortgage loan or personal loan? Discover our analysis to compare the advantages and disadvantages of these two financing modes from 4 different perspectives: allocation conditions, simplicity of the procedure and costs, rate and repayment period, fiscal advantages.
Endless peer-to-peer loan adverts are flooding the internet, promising money that is very easy to obtain, even by the most disadvantaged, under very enticing conditions. Discover our enquiry to learn about how they work, their strategies and the very nature of the fraud itself.
When you take out a loan, you are not protected against health or professional issues that may prevent you from making your monthly repayments. These payments can be mandatory or optional: what services are included in each of the latter and under what conditions are they implemented?
When you take out a loan, you are not protected against health or professional issues that may prevent you from making your monthly repayments. These can be mandatory or optional: what services are included in each of the latter and under what conditions are they implemented?
Does Swiss legislation allow you to pay your taxes using a loan? Do you have to declare your personal loan and can it help reduce your tax? What about for credit or a lease?
Couples & credit
Are you in a relationship, either as a married couple or as live-in partners and looking to submit a loan application? Will your partner’s situation be taken into account? Will he/she be informed of your actions?