Are you hesitating between contacting your bank or using the services of a broker to find the best consumer credit offers in Switzerland? To help you decide, Crédits Conseils gives you an insight into the advantages of using a broker and tells you which banks grant private loans in Switzerland.
1.Which banks in Switzerland offer consumer credit?
Crédits Conseils has built solid partnerships with all the Swiss banks that offer consumer credit. Here is a list of our banking partners and the range of loans they offer:
With such a wide range of offers and rates on the Swiss market, you can find the consumer credit that best suits your needs and financial situation. At Crédits Conseils, we are committed to supporting you in this search to help you get the best possible conditions.
2.Broker independence
Brokers’ independence from banks is a considerable advantage when it comes to finding and obtaining advantageous private loans. Loan brokers are completely neutral relative to financial institutions. Indeed, their purpose is to offer you the best financing solutions without being tied to any single bank. This independence gives them access to a wide range of offers from different banks, financial institutions and partners. This gives customers a truly diverse choice in a number of areas:
– interest rates
– repayment periods
– flexible conditions
Unlike approaches limited to a single bank, brokers’ independence allows them to compare and negotiate the best deals for each borrower profile, taking into account the specificities of their situation and individual needs.
3.Broker neutrality
Neutrality guarantees an impartial approach solely focused on customers’ interests. Brokers are not tied to specific banking institutions, which means they can objectively analyse the financing solutions available on the market.
This eliminates any risk of bias or favouritism towards a specific bank. Brokers’ recommendations are solely based on the characteristics and needs of each customer. You can therefore be sure that their advice is totally focused on finding the best possible deal for you in terms of rates, repayment terms and flexibility.
Furthermore, banks don’t compare the offers available on the loan market.
As well as avoiding bank affiliations, brokers also keep constantly up to date with the latest offers and best practices on the financial market. That allows them to offer you up-to-date and competitive financing solutions in line with developments in the sector.
4.A bank for every customer profile
Brokers are aware of the importance of tailoring each financing solution to your unique profile. Their ability to identify the bank best suited to each situation is based on a careful analysis of your needs, your financial history and your objectives. Their aim is to help you obtain a financing solution that fits your budget and your project, while minimising the risks and potential obstacles.
In that way, brokers are able to direct you towards the financial institution offering the best terms and the most advantageous rate for you. Apply online and find your best loan offer now!
5.Changing bank to extend or consolidate several loans
Do you have an ongoing loan you want to extend? Or do you want to consolidate several loans? Brokers encourage you to look at that option. To do so, they negotiate with other banks to find solutions tailored to your situation. And to get you better conditions.
Thanks to their expertise and network of partners, they can identify the most advantageous offers for you, whether for:
A new loan
A loan extension
Consolidation of your existing loans (leasing, private loan, credit cards, etc.)
6.Crédits Conseils has access to the 7 banks that grant private loans
Unlike other brokers, Crédits Conseils is part of the Credaris group which gives us access to all the banks offering private loans in Switzerland. Or at least those that are not part of the Credaris group. This exclusivity allows us and the other Credaris brokers to offer our customers the most advantageous conditions on the Swiss market!
Thanks to our global view of the loan market, we can guide you towards the bank that best suits your profile. In that way, we maximise your chances of obtaining an advantageous loan. And at the best conditions on the market.
Click here to see the loan conditions and rates of each bank https://www.credit-conseil.ch/fr/banque-credit-consommation.html
What are the benefits for customers?
Above-average bank acceptance rate
The lowest interest rates on the market
The lowest monthly instalments in Switzerland
Thanks to our privileged relationships with the 7 banks that offer private loans in Switzerland, we can recommend customers to the right bank with the best possible offer.
7.Personalised advice and in-depth analysis of your application to avoid rejections
What sets us apart from other loan brokers at Crédits Conseils is that we carefully analyse each loan application. In that way, we increase our customers’ chances of obtaining bank approval. But also:
We identify potential problems
We calculate your budget on a case-by-case basis
We show you the best way to proceed
We help you clear any legal proceedings before submitting your application to the bank
So why choose Crédits Conseils?
As you can see, by using our loan brokers you can count on our neutrality, which is never the case with banks.
We carry out an objective pre-analysis of your financial situation as a loan applicant. And we tailor our solutions to each customer profile.
Furthermore, we have access to all the banks that grant private loans in Switzerland, which increases your chances of obtaining financing.
But it also allows you to get the best terms on the market (for example, lower rates and lower monthly instalments).
Apply for your loan online and free of charge https://www.credit-conseil.ch/fr/demande-credit.html?montant=25000&;duree=84&short=1 :
Immediate answer in principle
Final answer from the banks within 24 hours of receipt of all documents
Payment within 14 days of the statutory cooling off period
And to answer all your questions, our advisers are available by phone: 0848 10 2000
After having worked as a customer advisor at the Banque Cantonale de Genève from 08.1998 to 12.2003, I created CC Crédits Conseils SA, my own financial brokerage firm in 2004.
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7 reasons to use a broker for a loan rather than a bank
Are you hesitating between contacting your bank or using the services of a broker to find the best consumer credit offers in Switzerland? To help you decide, Crédits Conseils gives you an insight into the advantages of using a broker and tells you which banks grant private loans in Switzerland.
1.Which banks in Switzerland offer consumer credit?
Crédits Conseils has built solid partnerships with all the Swiss banks that offer consumer credit. Here is a list of our banking partners and the range of loans they offer:
Click here to see the rates and loan conditions for each bank https://www.credit-conseil.ch/fr/banque-credit-consommation.html.
With such a wide range of offers and rates on the Swiss market, you can find the consumer credit that best suits your needs and financial situation. At Crédits Conseils, we are committed to supporting you in this search to help you get the best possible conditions.
2.Broker independence
Brokers’ independence from banks is a considerable advantage when it comes to finding and obtaining advantageous private loans. Loan brokers are completely neutral relative to financial institutions. Indeed, their purpose is to offer you the best financing solutions without being tied to any single bank. This independence gives them access to a wide range of offers from different banks, financial institutions and partners. This gives customers a truly diverse choice in a number of areas:
– interest rates
– repayment periods
– flexible conditions
Unlike approaches limited to a single bank, brokers’ independence allows them to compare and negotiate the best deals for each borrower profile, taking into account the specificities of their situation and individual needs.
3.Broker neutrality
Neutrality guarantees an impartial approach solely focused on customers’ interests. Brokers are not tied to specific banking institutions, which means they can objectively analyse the financing solutions available on the market.
This eliminates any risk of bias or favouritism towards a specific bank. Brokers’ recommendations are solely based on the characteristics and needs of each customer. You can therefore be sure that their advice is totally focused on finding the best possible deal for you in terms of rates, repayment terms and flexibility.
Furthermore, banks don’t compare the offers available on the loan market.
As well as avoiding bank affiliations, brokers also keep constantly up to date with the latest offers and best practices on the financial market. That allows them to offer you up-to-date and competitive financing solutions in line with developments in the sector.
4.A bank for every customer profile
Brokers are aware of the importance of tailoring each financing solution to your unique profile. Their ability to identify the bank best suited to each situation is based on a careful analysis of your needs, your financial history and your objectives. Their aim is to help you obtain a financing solution that fits your budget and your project, while minimising the risks and potential obstacles.
In that way, brokers are able to direct you towards the financial institution offering the best terms and the most advantageous rate for you. Apply online and find your best loan offer now!
5.Changing bank to extend or consolidate several loans
Do you have an ongoing loan you want to extend? Or do you want to consolidate several loans? Brokers encourage you to look at that option. To do so, they negotiate with other banks to find solutions tailored to your situation. And to get you better conditions.
Thanks to their expertise and network of partners, they can identify the most advantageous offers for you, whether for:
6.Crédits Conseils has access to the 7 banks that grant private loans
Unlike other brokers, Crédits Conseils is part of the Credaris group which gives us access to all the banks offering private loans in Switzerland. Or at least those that are not part of the Credaris group. This exclusivity allows us and the other Credaris brokers to offer our customers the most advantageous conditions on the Swiss market!
Thanks to our global view of the loan market, we can guide you towards the bank that best suits your profile. In that way, we maximise your chances of obtaining an advantageous loan. And at the best conditions on the market.
Click here to see the loan conditions and rates of each bank
https://www.credit-conseil.ch/fr/banque-credit-consommation.html
What are the benefits for customers?
Thanks to our privileged relationships with the 7 banks that offer private loans in Switzerland, we can recommend customers to the right bank with the best possible offer.
7.Personalised advice and in-depth analysis of your application to avoid rejections
What sets us apart from other loan brokers at Crédits Conseils is that we carefully analyse each loan application. In that way, we increase our customers’ chances of obtaining bank approval. But also:
So why choose Crédits Conseils?
As you can see, by using our loan brokers you can count on our neutrality, which is never the case with banks.
We carry out an objective pre-analysis of your financial situation as a loan applicant. And we tailor our solutions to each customer profile.
Furthermore, we have access to all the banks that grant private loans in Switzerland, which increases your chances of obtaining financing.
But it also allows you to get the best terms on the market (for example, lower rates and lower monthly instalments).
Apply for your loan online and free of charge
https://www.credit-conseil.ch/fr/demande-credit.html?montant=25000&;duree=84&short=1 :
And to answer all your questions, our advisers are available by phone: 0848 10 2000